Commentary

Feb. 13, 2023

Understanding the 2/1 Buydown: A Smart Way to Save Money on Your Mortgage

If you're a homebuyer or seller, you may have heard about a 2/1 buydown. But what exactly is it, and how can it help you save money on your mortgage payments?

A 2/1 buydown is a financial arrangement where the home seller (or a third party) pays ...

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Feb. 3, 2023

Why Now is the Time to Sell Your Home: Experts Forecast Favorable Market Conditions

The housing market experienced a slowdown in activity last year as mortgage rates rose, resulting in fewer offers and longer market times for homes. However, the tides are turning as rates are now beginning to drop and buyers are starting to re-enter the market. In fact, the Mortgage Bankers Association ...

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Jan. 24, 2023

Prop. 19: Transferring Low Property Taxes in Monterey County

Prop. 19: Transferring Low Property Taxes in Monterey County

Prop. 19, also known as the "Property Tax Transfers, Exemptions, and Revenue for Wildfire Agencies and Counties Amendment," is a new law that affects property taxes in California. In Monterey County, it has the potential to significantly impact the way that ...

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Jan. 11, 2023

Exploring Pacific Grove's Scenic 17-Mile Drive: A Guide to the Best Views and Activities

 

Pacific Grove is home to one of the most picturesque drives in California, the 17-Mile Drive. This scenic route takes you through some of the most beautiful and exclusive residential areas in the country, as well as offering breathtaking views of the Pacific Ocean and the natural beauty of ...

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Dec. 20, 2022

Mortgage rates are falling. Are You Wondering Why?

The rise in mortgage rates to more than 7% earlier this year had a significant impact on the housing market, causing it to come to a sudden halt. However, recent reports from the Mortgage Bankers Association (MBA) indicate that rates are now dropping and are well below the 7% mark ...

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Dec. 14, 2022

Don't have 20% to put down? Here Are Some Options

If you're looking to buy a house but don't have the traditional 20% down payment, don't worry! There are still options available for you. As a realtor with Bay Homes and Estates, I've helped many clients navigate the process of buying a home without a large ...

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Dec. 11, 2022

Easy DIY projects that increase your homes value.

In this blog, I will be discussing DIY projects that can increase your home’s value. These projects are not only cost-effective, but they can also improve the overall look and functionality of your home. So, if you’re looking to boost your home’s value without breaking the bank, keep reading!

One ...

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Dec. 9, 2022

Can you flip homes on the Monterey Peninsula in today's market?

Flipping homes, or buying a property with the intention of renovating and selling it for a profit, can be your lucrative venture in the right market. The Monterey Peninsula, with its beautiful beaches, world-class, golf courses, and charming communities, offers many opportunities to those interested in flipping homes. Here are ...

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