During my years as a licensed real estate broker in Pacific Grove CA, I've met many first time home buyers. Everyone dreams of buying their first home and the road to buying a home is not always smooth or straight. Despite what you hear on HGTV, it's a lot more than just submitting an offer and signing some paperwork- sellers have to be convinced to accept your offer, you have to have enough money for a down payment, you have to get pre-approved for a loan, etc.
There are so many road blocks that keep people from being able to buy the home they want. In this video, I share some common red flags that can pop up during the process and why it could impact your loan approval:
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